Volvo XC90 3.2 ($38,400) comes with leather upholstery, dual-zone automatic climate control, power glass sunroof, along with an eight-way power driver's seat with memory, power passenger seat, power door locks, power heated mirrors, fog lights, 160-watt, eight-speaker audio with CD/MP3 and auxiliary jack, Sirius satellite radio, Bluetooth, cruise control, trip computer, auto-dimming interior mirror, real wood interior trim, 235/60R18 tires on 18-inch alloy wheels, and a third-row seat with its own climate control.  

Options include BLIS ($700); a Climate Package ($800) with heated front seats, headlight washers, rain-sensing wipers, humidity sensor and an Interior Air Quality System; a rear-seat DVD system with two headrest-mounted eight-inch color screens ($1,800); the Multimedia Package ($2,700) upgrades to HDD navigation with real-time traffic, rearview camera, remote control and map care, the Dynaudio Premium sound system featuring Dolby Pro Logic II Surround Sound, and Sirius Satellite Radio.  

The XC90 3.2 R-Design ($40,200) features a tighter, self-leveling suspension, speed-sensitive power steering, lower-profile 255/55R19 tires on 19-inch wheels, a unique grille and silver (rather than the standard black) roof rails.   Inside are a three-spoke sport steering wheel, Volvo's Watch Dial instruments, aluminum inlays and other visual touches.   The Dynamic Package ($1,400) adds bi-xenon headlights with active light bending and 255/45R20 tires on 20-inch wheels.   A wood steering wheel is optional ($325).  

Safety features include dual-stage frontal and side-impact airbags for front passengers, and curtain type head protection airbags for all outboard seats.   A rollover protection system senses an impending vehicle rollover, tightens the seatbelts and deploys the curtain airbags.   The seats feature Volvo's Whiplash Protection System, which moves them back and downward if the vehicle is hit from behind, reducing neck snap.   Rear park assist is standard on all models.  

Active safety features include advanced four-channel antilock brakes, an electronic stability program, and Roll Stability Control, which uses a gyroscopic sensor to reduce the possibility of a rollover by applying brakes and modulating engine power.   Optional is Volvo's blind-spot monitoring system, or BLIS.   BLIS uses cameras to monitor an area measuring 10 feet by 31 feet on either side of the car, which is often not covered by the side mirrors, and reports the presence of another vehicle in the blind spots with a prominent warning light in the appropriate mirror.   Optional all-wheel drive enhances safety in adverse conditions.   A rearview camera, which can help the driver spot a small child behind the vehicle when backing up, comes with the optional navigation system.